Certificates of Liability Insurance - Insurance Declaration Pages
A Certificate of Liability Insurance (COl) is a one-page document issued by an insurance company to a third party (the Certificate Holder) which constitutes proof that the designated party was insured as of the date of issuance. A Certificate of Liability Insurance contains all of the essential details of an insurance policy including the:
- Policy holder's name
- Effective date of the policy
- Types of coverage
- Policy limits
Certificates of Liability Insurance are most commonly issued in connection with the following types of policies:
- General Liability
- Workers' Compensation
- Employer's Liability
- Automobile Liability
- Excess/Umbrella Liability
A Declaration Page is a page from the actual insurance policy. It usually contains the same information found on a Certificate of Insurance but is not proof that the policy is in force.
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